View Member Handbook: Part A | Part B

Home Page
Mission Statement
About Us
Services
Providers
Our Guarantee
Testimonials
Contact Us
Careers
Agent Sign In
Consumer Health Benefits Association (CHBA) is a membership association dedicated to promote and foster a higher quality of life for members and their families. Membership gives access to our professional team for health care advocacy, intervention and saving and helps members become a more informed consumer of health care services.

As a patient advocate highly trained representatives will help navigate the entire health care system for the right price from a simple blood test to a complex surgery enabling members to get the most out of their health care budget.The CHBA New Health Choice Plan is not health insurance; it is an excellent alternative for those people that cannot qualify for or afford traditional health insurance.

Click on the Service Name below to see a brief description

New Health Choice Plan A
New Health Choice Plan B







PRICING DISCLOSURE: THIS PLAN IS NOT HEALTH INSURANCE. THE INITIAL MONTHLY FEE AND ONE-TIME PROCESSING FEE ARE NOT REFUNDABLE UNLESS GOVERNED OTHERWISE BY THE CONSUMER'S RESIDENT STATE LAWS. CLICK HERE FOR ADDITIONAL DISCLOSURES AND STATE SPECIFIC INFORMATION


Hospitals: Is the Price Right?
As Seen On 60 Minutes

Most Americans know that if you get sick enough to go to a hospital, it's going to be expensive. But you may be surprised to learn that hospitals all over the country charge their highest prices, by far, to those who can afford it least — the 46 million Americans who don’t have health insurance.
Read This Story

Marketed exclusively by:
©2002-2008 National Benefits Consultants LLC.
4875 Coconut Creek Pkwy Coconut Creek, FL. 33063
Phone: (877) 215-2071
Fax: (954) 970-0552



Disclosures
 
The information on this website provides only a summary of the plans available and is not a contract. The Membership Agreement provided to you when you enroll in one of our plans provides all the terms and conditions of the plan. These plans are NOT health insurance. If you currently have health insurance, be aware that canceling that insurance might make it difficult to later obtain health insurance, especially if an illness occurs during the period of time you are not covered by a health insurance policy. We suggest that you consult your insurance agent or company benefits administrator before canceling any health insurance.

We reserve the right to change components of the plans due to unforeseen circumstances beyond our control.

The Accidental Medical Expense and Accidental Death and Dismemberment insurance is subject to the master group policy issued to CHBA.

CHBA is a marketing organization operating under the authority of Vantage America Solutions, Inc. that is licensed and/or registered where required by law as a provider of discounts for medical services.

Disclosures
  • The discount medical card program is NOT health insurance.
  • This plan provides discounts at certain health care providers for medical services.
  • This plan does not make payments directly to the providers of medical service.
  • The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with Vantage America Solutions, Inc., a discount medical plan organization.

Pricing and Refund Disclosure:

The initial monthly fee and one-time processing fee are NOT refundable unless governed otherwise by the consumer’s resident state law.
The plan is not available in all states.

NOTE TO UTAH RESIDENTS:
a. This program is not protected by the Utah Life and Health Guaranty Association.
b. This program and the program administrators have no liability for providing or guaranteeing service nor any liability for the quality of service rendered.

NOTE TO FLORIDA RESIDENTS:
Benefit package administered and managed by:
Vantage America Solutions, Inc.
1275 Milwaukee Ave
Glenview, IL 60025

ATTENTION MARYLAND RESIDENTS
Some discounts under the Physician and Hospital Referral Plan benefit are not applicable in Maryland. Discounts are not available for all In-Patient Procedures and certain Out-Patient Procedures under Maryland law. Out-Patient Procedures at network hospitals such as laboratory and diagnostics services are eligible for the discount.

This discount plan is not "A Medicare Prescription Drug Plan"
  1. Membership in the discount drug plan entitles members to discounts for certain pharmaceutical supplies, prescription drugs, or medical equipment and supplies offered by providers who have agreed to participate in the discount drug plan.
  2. The discount drug plan organization does not pay providers of pharmaceutical supplies, prescription drugs, and medical equipment and supplies provided to plan members.
  3. The discount drug plan member is required to pay for all pharmaceutical supplies
Note to Texas Residents:
A. "Note to Texas Consumers: Regulated by the Texas department of Licensing and Regulation. P.O. Box 12157, Austin, Texas, 78711: telephone 1-800-803-9202 or (512) 463-6599: website www.license.state.tx.us/complaints



 
_